Payments Integration Across Africa & Beyond
Give customers a way to pay that actually works for them. Salticon connects your website, app or business system to mobile money, cards, banks and cross-border payment rails — built for businesses operating across multiple African markets and beyond.
Why payments integration matters
Payment habits differ market by market — mobile money leads across East, West, Central and Southern Africa, but the dominant provider changes by country, card penetration is higher in other markets, and cross-border trade often needs multi-currency settlement. A payments integration connects your platform, via secure APIs, to the specific mix of mobile money providers, card processors and banks your customers actually use, then automatically reconciles every transaction against your records — so you are not manually cross-checking mobile money statements against sales at month end.
Regions we cover
Major mobile money providers, region by region
East Africa
Kenya, Tanzania, Uganda, Rwanda
M-Pesa
Airtel Money
Tigo Pesa
Halotel Money
West Africa
Ghana, Nigeria, Ivory Coast, Senegal
MTN Mobile Money
Vodafone Cash
Orange Money
Wave
Central Africa
Cameroon, DR Congo, Congo
Orange Money
Airtel Money
MTN Mobile Money
Southern Africa
Zimbabwe, Zambia, Mozambique
EcoCash
MTN Mobile Money
M-Pesa
Operating in a market not listed here? We regularly add new mobile money and payment rails on request.
Mobile money integration across Africa
Direct API integration with M-Pesa, MTN Mobile Money, Airtel Money, Tigo Pesa, Halotel Money, Vodafone Cash, Orange Money and more — connect to the providers your customers actually use, market by market.
Card & bank payment gateways
Accept Visa, Mastercard and local card schemes alongside direct bank transfers, all through one connected system.
Automated reconciliation & reporting
Every transaction is tracked, matched and reported automatically, removing manual reconciliation work and reducing errors.
Integration scope
What a payments integration includes
We design the integration around your specific markets and volumes — from a single mobile money channel to a full multi-provider, multi-currency setup. Every integration includes secure API connections, webhook-based confirmation and reconciliation, and reporting your finance team can actually use.
Mobile money APIs across East, West, Central & Southern Africa
Card payment gateway integration (Visa/Mastercard)
Bank transfer & direct debit connections
Cross-border and multi-currency handling
Webhook-based transaction reconciliation
Secure, PCI-conscious integration practices
1. Connect
Integrate mobile money, card and bank APIs.
2. Collect
Customers pay via their preferred channel.
3. Reconcile
Transactions are matched automatically.
4. Report
Clean, exportable financial reporting.
Built for businesses operating across borders
Salticon has hands-on experience integrating payments for our own products — including M-Pesa and mobile money in OneKitty, billing and payment tracking in OneBiller, and point-of-sale payments in OnePOS — so we bring practical, tested integration patterns to every client engagement, not just theory.
Whether you need a single mobile money channel for a local market, or a multi-provider, multi-region setup spanning East, West, Central and Southern Africa, we design, integrate, test and support the payment infrastructure behind it.